xSinghx: I "suspect" you have limited experience with critical thinking as your post is complete nonsense.
Well that escalated quickly. :)
Look, I didn't intend to be offensive by my statement, my apologies to you if it came across that way. It is pretty common for people without experience as small business owners to have a consumerist-centric perspective -- which is the reason why I wanted to engage you in this discourse. If you try running your own business for a year or so you will fully understand what I'm trying to convey.
First of all, if you look at my other posts in this thread you will see that I agree with you that Valve's new refund policy probably isn't going to cause that much trouble for smaller devs and publishers. On the contrary, I actually think there is a chance it helps them out and can give them more exposure.
Now the reason why I responded to you is because of your misconceptions with respect to consumer rights and your accusatory tone against small business owners who are simply expressing concerns which affect our meager livelihoods. I think you are unclear about what types of refunds are legally afforded you as opposed to what sorts of extended service refunds big businesses often give you and which have perhaps conditioned you to think is within your legal rights. At least in California, a business is not legally required to give refunds unless the product is defective. You can see for yourself here:
http://oag.ca.gov/consumers/general/refund_policies Beyond that, it is up to the business to set their own policies with respect to refund, and when a consumer agrees to the TOS and creates a legally binding contract when purchasing something they have legally agreed to the terms. So if a business says they do not accept returns, refunds, or exchanges unless the product is defective, they are well within their legal bounds to deny you a refund if the product works as advertised.
The problem here is that these days, most major forms of payment for small businesses in the USA come down to credit cards, PayPal, and monopolistic aggregate storefronts like Amazon and Steam. Even if a business states clearly in their policies that they do not accept refunds unless the product is defective, they are still at the mercy of their payment processors and large storefronts like Amazon/eBay/Steam because fraudsters and consumers in breach of their purchase contract can initiate chargebacks and the payment processors will almost always side with the consumer since they know they can bully the small businesses into making do and being compliant with the system. Again, the huge corporations do not feel the effect of these lost sales and higher expenses since they are still building brand loyalty at the expense of the smaller businesses which have fewer resources to absorb such financial hits.
Now I'm also not saying that this needs to be changed, as any successful business owner also knows that you need to be able to be flexible and play within the system that is currently set, no matter how much it may seem to be stacked against you.
xSinghx: Of course there are it's called fraud and theft which people go to jail for all the time.
While these laws do exist to deter criminals from the initial act, once committed there are no laws that allow businesses to recuperate their losses due to fraud and theft as opposed to the relative ease with which consumers can just initiate chargebacks with their credit card companies. Regular consumers that have been conditioned to think that all businesses should have a no-questions-asked refund policy take advantage of this fact a lot, and if for whatever reason a consumer feels justified in doing so, are usually able to get their money back no matter how ridiculous the complaint -- sometimes even feeling justified in committing "lite" fraud by giving false reasons for requesting the refund. Big banks and payment processors profit a great deal from this, and have very little incentive for helping small businesses recuperate their losses.
Again, as a small business owner I've accepted this fact and adjust my business strategies accordingly. However, as a philanthropist I dislike the way it breeds entitlement and arrogance amongst some consumers who can justify their "rights" to just about anything.