Has anyone else noticed that the people giving out the loans pretend to be banks, but are actually loan sharks? If you pay off your loan early, you still pay more than the actual interest rate, as the interest "rate" does not amortize as your principle goes down. Also, you cannot overpay part of the principle, you can only pay the whole thing off, or the normal payment.

I would not call this any sort of bug or issue, it just struck me as funny that the mob seems to completely own the loan industry in the towns this game takes place in. Las Vegas? Sure, makes sense, but the rest?

:D