Kapuhy: I have escaped the Mortuary and I'm in the Hive now, but something bothers me... from what I've heard, the game was supposed to place emphasis on story, talking, and provide opportunities for avoiding combat most of the time. My experience so far is quite the opposite because of constant supply of suicidal Thugs, respawning again and again in futile (thanks to Morte's excellent special ability) attempts to bring me down. It's so bad that most of the time when I want to talk to somebody on the street, I have to clear the area of Thugs first. I've been trying to avoid them, but it just changes the game into a Benny-Hill'esque chase with gangs of Thugs following me all the time, while nobody else in town pays attention.
Another issue is that it unbalances the game - my character quickly got very rich from looting thugs and now whenever a quest can be resolved by paying money, it just becomes too easy.
Did I do something wrong to trigger this endless thug spam or is it normal in the Hive?
Yes, the game absolutely concentrates on story, but never forget that it's also an experienced based RPG instead of just a point-'n-click adventure game (which it decidedly and thankfully is *not*)...;) Like many, many games, PS:T has a period in the beginning where your goal is to advance your fighting prowess and levels to the point where street gangs are no longer much of a threat to you at all. There's a method to the madness...;)
Instead of beginning the game by free-ranging and wandering and haphazardly asking questions and so on, try paying strict attention to the quests you receive and concentrate on completing them. In this way the game will provide you with the opportunity to advance both the story and the characters until the street thugs are more or less a side-show amusement and little else. As far as "paying for the quests" is concerned, the important ones--the ones that advance the story and the characters in a meaningful way--cannot be bought but must be completed, IIRC. Pay close attention to the dialogue, too, when offered the chance to "pay off" a quest, as there may well be clear clues that it is not to your advantage to do that. IE, don't expect "easy quests" to reward near as much as "difficult" quests.
Your post is a bit puzzling--you're saying it's "unbalanced" in that you are advanced enough not to have a lot of trouble with the street thugs, but you're complaining about them, anyway...;) IMO, you are way too early in the game to be thinking about it being "unbalanced" and so on. As you play through you'll see that isn't the case at all. Main thing, though--work those quests through the journal. A few of those "street thugs" were pretty darn tough as I remember. So, hang in there--you are still in a very early part of the game.
Instead of deciding how it is you'd like to see the game play, just open your mind and let the game take you where it will--as really, that's the only proper way to play this masterpiece, and probably the only way it *can* be played through...Good luck, and happy gaming--don't let preconceptions ruin the game for you!