LanceMitchell: Was just looking at Valerie and was switching between half-plate (which does not allow any dexterity bonus) and full plate (which allows 1 point of dexterity bonus). However there was only a one point difference between armor classes. There should have been a two point difference. (Half-plate to full plate = 1 pt., 0 dex mod to 1 dex mod = 2nd point). When I checked the armor class window half plate was allowing the dexterity modifier. I will check other armors on some higher dexterity NPCs but can currently only do light armor on Linzi.

Edit: Just saw that the armor training does allow dex modifiers for all armors. Conflated moving at full speed with the armor bonus allowed. Thought that the heavy armor didn't get the bonus until 7th level