PWFredricksonIII: Wow, I'll put my name in.
I bought ME 1 when I got my xbox a few years back, but stopped playing it when I got bored on the citadel. Went back about 2 months ago to play it again, went through it about three times. I wanted to get the second but I am stashing money for my upcoming move. Sure I can't transfer characters, but I'll just play it two or three times as well :-P.
Don't! Trust me, the game is fantastic, but it's about twice as fun when you can play through with a previous character. I would really recommend that you just wait until you can splash out, and buy it ten. Totally worth it if you do!
P.S. Totally not entered FYI, spread the love and all that - love what you giveaway people do.