Tried multiple times to create the Dark Urge character as a female, best result is a male torso with female genitals. I tried switching to different races and still got a male torso and female genitals. I want a female character, what happened? Can this be fixed.

You need to click on one of the body types in the bottom right.

Edit: Or if you are in edit appearance it's at the top of the general tab.

body types as in Female 1, male 1, Female 2 and male 2 are on the right hand side under the stats screen

races and classes are on the left

dark urge is just the back ground story so you can have a male gnome bard or a dwarf female mage and they are still dark urge story line