TheCowSaysMoo: is this one of your hare-brained ideas like free steam games again? cause you _will_ be flogged for that.

Tantrix: HEY! HEY GUYS!
How about we make a GoG wallet? Guys?
HEY GUYS!
Amirite?
Guys?

akwater: How is that a good thing though? At least it seems.... dumb, if I could use just my card or paypal or whatever, my bank keeps the remaining amount gaining me intrest vs having points in a system that I may or may not even use again.
I've had like 1200 MS points for almost 6 months, granted, 14.99$ at a 2%APY is only like 5 cents. However, it does add up. I am always going to have points remaining.
I just dont see using this, I mean, perhaps using a credit card to buy the points then paying the card off during the grace period so I get more of a cash back reward from my CC and then if something intrests me snagging it... But, I dont see where that is really any different then just buying with my CC and then paying it off when I see something that I want as the balance of points gains me nothing.

TheCowSaysMoo: SNOW? you had fucking SNOW? We had to walk to school, avoiding crossfire and german infantry tanks. And we LIKED it! We also didn't have computer games, we threw potatos at each other and we loved it. Otherwise we'd get a solid trashing (well, more than usual).
And retarded parents are everywhere.

akwater: Snow, Bears, Moose, Wolverines, Foxes, -50F Temp, Wolves, Marmuts, Glacier Crevasses to Navigate. People hunting via planes shooting at EVERYTHING just because.
Also, You've seen 30 days of night, YEAH. We had Vampires in those days..... True Story
Oh and everyone is effing crazy............
Seriously, Where else in the world do people take a team of sled dogs to get to school, or live in igloo :)

Tarm: My point is that it's not a good thing. It's a sale thing. They're trying to get you to buy more than you really want.

DrIstvaan: Well, I can actually see one thing in its defense. In countries like mine, where currency fluctuates a lot (in the past 1 month, 1 USD has been everything between 210 and 225 HUF; Euro changed a lot, too), especially if it shows a tendency of deteriorating (as HUF does...), it might be a good idea to deposit funds you wanted to spend on Steam anyway when it's relatively favorable, and then you can pay with them even when you normally would have to spend a lot more of your own currency for the same amount of $/€.
That said, for most users, it might indeed be superfluous.

TheCowSaysMoo: Vampires? Pah! We had werewolves with vampires strapped on their backs, who shot lasers out of their mouth, ass and eyes.
(also, igloo's in iraq o_O)

akwater: I was raised in Alaska :) I've only beein in Iraq like... 6 years? (closer to 4 here in Iraq if you take into account time spent in Afganistan and other shitholes :P)
lol....We also back in the day had to worry about the Children of the Corn. and Russian Invasions, (I CAN SEE RUSSIA FROM MY HOUSE!!!!).
But seriously have you ever tried to take a poop in an outhouse at -50 Temp? Your skin can freeze to the seat.......and imagine being 6 years old with your ass frozen to a toliet seat having to call in Paramedics to fly in because there is no medical personal in your village... 8 Hours, on a shitter....I'd deal with Germans shooting at me any day over being known as the kid who's ass got frozen to a toliet seat..

TheCowSaysMoo: That is certainly a valid reason. however, I think you wrongly presume that steam gives a rat's ass about the exchange rates. Like the 1 euro / 1 dollar debate.

TheCowSaysMoo: I tried the "tongue sticks to frozen pole" thing once (hint: it does). Does that count? :p

DrIstvaan: I don't expect Steam to care about exchange rates. I only say that someone uploads, for example, €50 to his/her Steam wallet (to be paid for a specific, later-released Steam game) with an echange rate of €1=x HUF. It may happen that, when said game is released, exchange rate is $1=x+10 HUF (it DOES happen, a lot). He/she will still get the game for 50x HUF, and not 50(x+10) HUF.