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wpegg: GOG cannot charge such a fee, it has to be your payment provider.
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OldFatGuy: Yes, I understand the fee is done by the bank(s). But isn't it possible that GOG has changed something in how they handle credit cards to where now it gets the attention of the banks that they're foriegn and deserving of a fee whereas before however they handled credit card sales the banks didn't notice that they were foriegn??

For example, suppose before they had a bank account that accepted straight dollars into the account whereas now they have an account that requires all dollar sales be converted to Euro's before being credited to their account. Isn't that possible as an explanation too?
Possible. It is also possible MasterCard and Visa have changed their systems to make it more easily known. Or it's possible you banks changed policies or are simply paying better attention. Difficult to say without contacting the banks to ask them what changed. I'd argue despite the coincidence that it is still more likely something on their end than GOG's. But possibly GOG changed their reporting.
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Aver: I was never charaged with any fees and it's still like that.
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crazy_dave: Given the nature of the fee in question, that makes sense :)
Nope. Their official location and location of bank account are in Cyprus, so it's foreign account for my bank too.
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Aver: Nope. Their official location and location of bank account are in Cyprus, so it's foreign account for my bank too.
Their bill processing actually goes through Britain, not Cyprus. So between billing in the UK, headquarters in Poland, and incorporation in Cyprus, they're pretty much international wherever you happen to be.
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Aver: Nope. Their official location and location of bank account are in Cyprus, so it's foreign account for my bank too.
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bevinator: Their bill processing actually goes through Britain, not Cyprus. So between billing in the UK, headquarters in Poland, and incorporation in Cyprus, they're pretty much international wherever you happen to be.
yeah they bounce all over Europe though I *think* my bill says Cyprus. US companies seem to care about implementing fees a touch more. I believe foreign transaction fees are less common in Europe - especially I would imagine for other countries in the Eurozone.
Post edited December 01, 2012 by crazy_dave
The last I bought a prepaid card from my bank, they warned me that Visa does charge an international transaction fee. What did you use to pay for your games?
HOLY SHIT YOU'RE ALL FROM DIFFERENT PLACES!

DO MY LEADERS KNOW ABOUT THIS?
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OldFatGuy: For example, suppose before they had a bank account that accepted straight dollars into the account whereas now they have an account that requires all dollar sales be converted to Euro's before being credited to their account. Isn't something like that possible as an explanation too? Or perhaps their account that the credit card sales goes into was an American bank before and now it's a European one that makes it easy for banks to realize it's a foriegn transaction?
Seems unlikely, if gog account was in euro, it should then be called conversion fee, and you would be billed in euro (it would be marked as such in your credit card statement). As for the location of gog bank, it's always been in Cyprus, as some banks mark the payments as fraud since the beginning.

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Aver: Nope. Their official location and location of bank account are in Cyprus, so it's foreign account for my bank too.
Both Poland and Cyprus are in the Single Euro Payments Area (harmonization of payment processing) and in the European Economic Area (single market), so for all banking purpose, its like one single country.
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StingingVelvet: HOLY SHIT YOU'RE ALL FROM DIFFERENT PLACES!

DO MY LEADERS KNOW ABOUT THIS?
hey whys your location so specific? Mine doesn't list the state only country.
So the consensus is nothing at GOG changed, and my three different credit card companies all three changed their policy regarding foriegn transactions within the same month of each other after four years of no fees???

Doesn't anyone else find that explanation difficult to believe or am I the only one??

I will repeat. Bought here for four years. Hundreds of games. NEVER a transaction fee. Used several different credit cards from several different banks. NEVER a transaction fee from ANY of them.

Now, all of a sudden, after four years, ALL OF THEM have changed and are charging a foriegn transaction fee.

I'm sorry folks, I don't buy that. Between 3 different banking companies just out of the blue all changing a policy regarding transactions I've done for four years within the same month of each other and GoG changing something on their end that resulted in all 3 companies changing and starting to charge a fee, I can't help but find the latter far, far, far more believable.
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StingingVelvet: HOLY SHIT YOU'RE ALL FROM DIFFERENT PLACES!

DO MY LEADERS KNOW ABOUT THIS?
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pseudonarne: hey whys your location so specific? Mine doesn't list the state only country.
LOL!!!!

(Guessing that was a joke. Hoping that was a joke).
Post edited December 01, 2012 by OldFatGuy
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pseudonarne: snip
He's reffering to Georgia the country in the Caucasus mountains, not the state of Georgia in the US.
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Licurg: He's reffering to Georgia the country, not the state of Georgia in the US.
Now now just cause they had a petition to secede from the US on whitehouse.gov doesn't mean they're actually a real country now. Unless Texas and Cascaida are too. Vermont was the only one who stayed loyal and had no petition.. Vermont and puerto rico
Vermont shall be rewarded for their loyalty...puertorico on the other hand we want to either become a state already or go off on its own so they probably won't be praised.


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OldFatGuy: (Guessing that was a joke. Hoping that was a joke).
yeah.
Post edited December 02, 2012 by pseudonarne
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pseudonarne: Now now just cause they had a petition on whitehouse.gov doesn't mean they're actually a real country. Unless Texas and Cascaida are too.
People here ask what Americans think of them and I tell them all that Americans don't know they exist.
Of course we know that Texas exists...although I guess alot probably don't know about Cascadia. But I do find it interesting people over there care about Cascadia. learn something new every day. :)

(i fixed my above post to clarify what I meant. not sure why other countries would have heard about some random people posting petitions from 49 states to be their own countries)
Post edited December 01, 2012 by pseudonarne
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pseudonarne: Now now just cause they had a petition on whitehouse.gov doesn't mean they're actually a real country. Unless Texas and Cascaida are too.
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StingingVelvet: People here ask what Americans think of them and I tell them all that Americans don't know they exist.
It's the lack of Jimmy Carter. How can a non-Jimmy Carter-producing Georgia hope to compete for attention in a world with a Jimmy Carter-having Georgia?
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dae6: It's the lack of Jimmy Carter. How can a non-Jimmy Carter-producing Georgia hope to compete for attention in a world with a Jimmy Carter-having Georgia?
Jimmy Carter should be glad he's from the other Georgia because the President here it seems like might be arrested any day now.