Lou: I created an Account a few weeks back when they were giving the free game away and thought I would give them a go with Eschalon because they are DRM Free. Not impressed so far. I will have to see if one of my kids has a PayPal Account.
You don't need a Paypal account. Just select the Paypal option, and look at the left hand side where it says "Don't have a Paypal account? No problem, continue to checkout". You do not need to sign up for one, unlike GOG.
Gamersgate's payment system is still a bit iffy - I'd still rather them use a built-in payment system that accepts credit cards directly, like GOG or Steam. So, what I normally do is, I buy Blue Coins there instead. It's more convenient than having to enter card and login details everytime I want to make a separate purchase.