fatihdgn: That is funny.
http://www.gog.com/support/policies/gog_user_agreement 2.1 We give you and other GOG users the personal right (known legally as a 'licence') to use GOG.com to download and/or stream (depending on the content) and use GOG content and other GOG services. This licence is for your personal use. We can stop or suspend this licence in some situations, which are explained later on.
15. Termination
They can be close your account, and you cannot download the game.
But because the game is DRM-Free, you can keep downloaded files and play it.
On Steam, the publishers not required the put DRM on their games. There are games you can play the with their "exe" without Steam. If the CD Project RED does not put Steam DRM on Steam version, even Steam revoke your license, you can play it if you have files. The situation same with GOG.
green.anger: Legally it might be called "licence", not gonna argue on this. But essentially...
If one was stupid enough to get himself blocked and didn't get backup installers, well, it his own problem. I always download the offline installer right after the purchase. That way I know I'll be able to install the game any time anywhere even without internet connection.
With Steam, if you get blocked, you may play some (not all) games as you said, but you'll never be able to install the game. On new computers you cannot install games even if everything fine with your account, you will need internet connection.
These situations are not the same.
On Steam, after downloading the game, if the game has not DRM, and you back up the downloaded folder and corresponding .acf file, you can install it. If there is required dependency or registry key, all is written in here. I know it is not a good way, but you can.
The point I am not agree with you is that you own license on Steam, but you own the game on GOG.
There is always licenses on digital commodities. On GOG, if you own the game, it should be legal giving the game to your friends or someone else. But it is not legal.
DRM-Free does not means you own the game. It means "there is some agreement between you and me, but I will not bother you with terrible DRM applications to enforce agreement".
I wish all publisher uses the both. But at this Steam provide more features with either DRM-Free, or not-so-much-terrible Steam DRM, or terrible-drms-which-dont-care-customers.