So, I was playing through and was finishing up the sidequest with the frost hound trapped in the cellar. I kill the dog, get the head and then notice something...weird. I had my horse with a saddle, bag, trophy and blinders before this mission, but suddenly all my horse item slots are saying empty and the gear isn't in my inventory either so it didn't just randomly unequip.

The weird thing is that some of the effects of the gear still work. I've got as many item slots as I had before, for example. However, my horse tires faster, frightens quicker and the trophy doesn't give an effect on my character sheet so it seems only the bag works. I tried swapping in items, but the ones I swap in vanish and lose their effects also. Swapping in the items gives me the previously "vanished" set back once the new set vanishes, though, as if I was replacing the item normally. Visually, the horse has blinders, the bags and the trophy but no saddle.

This problem is, atm, more annoying than super-damaging. The trophy effects are nice but not essential, my horse has never passed over 50% on the fear mark before the monsters are left behind or dead or I've dismounted to deal with them and the stamina thing might make me appreciate the world more and find more sidequests compared to rushing by everything. The only possibly-game-ruining thing seems to have been prevented, what with the equipment slots not vanishing into the mist. Still, this might make that racing I've heard about more tricky, so it's a little annoying.

Has this happened to anyone else?