I have built my current PC about 2 years ago. I am a hardware technician amongst other things, so I'm quite good at doing that. Without following any guides, starting with a lot of closed boxes, getting the PC up and running including the OS took me about 2 hours.
Now, if you start with a clean slate and have never done this before, even with technical background, you have to up double that, at least. That's 4 hours spent Now, for the bargain hunting - before you even start watching prices, you have to pick components, and make sure everything you have chosen is compatible and will run well together. For me, about an hour of work, for an inexperienced user, at least 3 hours of reading reviews and researching everything - probably more. Unless you're an idiot and just buy whatever.
That's 7 hours of work, and that's considering everything goes well. But it usually doesn't - most of the time, when you finish assembling the machine, you can bet on -something- going wrong. You really can't dispute with me on this, in the last 6 months me and my colleague have put together about 50 or so computers each. 90% of the time everything was fine, but we got a faulty part here, made a subtle mistake there. Now for me, that's not really a problem, I can diagnoze and fix a common issue in 30 minutes tops.
Inexperienced user however, well, that can be up to hours of research and frustration. But for the sake of the argument, let's throw just an hour on top of those 7, which makes 8. 8 hours is a common work day in Czech Republic, just so you know. For me, about 80 bucks worth of money.
Yeah, so that's that, now you have your PC finished and running smoothly. Now, the PC specific issues ... What I meant by that is that because of sheer ammount of configurations PCs come in, especially custom built ones, very soon you are bound to hit a problem that you have to troubleshoot and solve, continuosly adding time wasted for people who are not interested in PCs. Of course, if during the running time of your PC something breaks, you either diagnoze what it was, remove it from your PC, and get a replacement, or you bring your PC to a certified service. Both options either cost you time or they cost your money.
Console costs you about 20 minutes tops. When something break, you send it to manufacturer to get a replacement. You will not get any game-specific issues. You won't have to worry about anything. Bear in mind that the 8 hours I have used in my example are for someone already proficient with at least some electronics and efficient searching. Someone who lacks either will take about double that ammount. Now I know that your life is very simple, but there are people on this planet who have other issues than getting their PC games to work and when they get to it, they just want to play them.
I'm not going to insult your thought process, but I will say that you're not quite able to see deeper issues. That's a problem for someone who favours complex games.