amok: In a way it is funny how you are reacting to someone spelling out quite clearly, though a bit amateurishly, what others are hiding behind lawyer talk and round-about legal jargon. I prefer this approach, to be honest, though it does leave them more open for attacks.
GOG is quite interesting example. They have some very good written TOS, covering most of the basics while having a nice line between openess and lawyertalk. As they are usually very customer friendly there really isn't any issue in them "not spelling out the bad stuff". And it is just
written well.
overread: Honestly I think legal jargon should be something that people are taught how to be able to read in school - especially when one considers how many contracts and legal documents the average person has to sign. Heck just joining a forum, buying a game or getting a mobile phone (all things most kids do long before they are adults) requires reading and signing contracts; however most just sign without ever actually reading or trying to understand them.
It would be a great thing if legalities could come out of the dark and be more openly discussed. The problem is too many companies have hidden it away to the point where hiding it is almost seen as the norm because the average person is so disconnected with legalities (or it could be said to be the other way around sometimes) that even very normal legal terms and rights can appear very shocking to them (Esp if they were never aware of them in the first place).
That is actually covered by European Law. As a common citizen, you are protected against legal jargon. It is interesting for people beyond it. Eg. most ToS aren't really meant for "average users" but to prevent commercial exploitation of a consumer aimed service. (Eg. people trading with Steam keys on a "professional level")
The problem is that consumers are stepping out of the role of consumers (Kickstarter eg is not a store) without bothering to properly educate themselves on the issues.
It is literally written into an EU directive for ToS that "everything what surprises the customer is void".