Well so far I have mostly good things to say about it.
The graphics are superb, mine defaulted to High Quality on setup, and I'm running an AMD X2 6000+, 4 gigs of ram, 8800 GT 512 (OC'd), Windows Vista 64 bit.
The story is compelling, and last night I had trouble falling asleep because I wanted to play the game some more. Suffice it to say I fell asleep, but I knew I should have played another half hour or so before calling it a night.
The thing about the bonus options such as Speech is that even if you fail with that skill, you still have your basic dialogue options to use that you would normally get based on your skills. So if you fail with the Speech option, there might be a similar option that will get you similar, but not as good as, results.
My complaint with the game is that the enemies hit very hard, but I think that's because I heard it's not like Oblivion where everything scales to you. If that's true, than that makes sense because I did some quest chains that were probably advanced for me to do, and I've noticed I'm chronically short on Caps (money). Ammo is very scarce in this game unless you're looking to stockpile ammo you don't have the gun for yet, but it's still scarce because it's limited, and if you buy a store's stock of a specific ammo they don't get more for sale until they get a new shipment in.
I had one issue with a crash, but that was because I was broadcasting on xfire to my friend. Everyone knows xfire is quirky sometimes, so I don't think it's an issue with Bethesda's code. The code seems very good, and I am happy with its stability. Oh yes, one other problem I ran into was that since I got my game on Direct2Drive it won't let me log into Games for Windows LIVE. It gives me an error code that translates on Micro$oft's site as me having a prerelease game.
I contacted Bethsoft about it but haven't heard back yet, but I figure D2D will probably release a patch for that before too long, or bundle it in with 1.1 if 1.1 is even needed.
There really isn't much to bitch about with this game unless you don't like open rpg's, in which case you won't like it. There is a clear path to take for the main quest, but you're given a variety of side quests to do and they take you all over the map.
It does have fast travel like Oblivion, so if you didn't like that feature you won't like it here.
My personal rating: 10/10 - I'm giving it my first perfect rating because despite the npcs being heavy hitters on the quests I did, I like the challenge. I like not having unlimited ammo. I love this game in general. And I figured I'd give my concerns about it so this doesn't seem like a random fanboi post, even though to me it does lol.
Good luck for those of you looking into this game, you'll either love it or hate it, but so far all of my friends who have gotten it love it.
And if you're thinking of torrenting it... not a good idea. My friend said there were 3k people DL'ing the torrent and there were only 20 seeds so yeah... gonna take them a while to get their free game. Anyway no offense if you torrent, just saying it's gonna take a while if you choose to do so on this one.
-Cym