visconteprimus: Because here, in EU, since September 2019 we have to authenticate every purchase made online through our smartphones....
Every one? What about very old people/luddites/etc who don't have or cannot afford such phones? There has to be exceptions or they'd essentially be cutting out/discriminating against those without phones.
visconteprimus: Yup, sadly! I used PayPal, until first half of September 2019: then, an e-mail from PP which informed us costumers that due to new EU rules about online payments and purchases we had to install the app.
So, I went looking for some additional infos and... Well, the short version is nowadays you must have the app corresponding to the credit/debt circuit of yours: this app is a sor of a mandatory state to complete an online payment.
It's madness, for real... And this info have been confirmed to me by all bank officers with who I've talked.
I'm shocked no one is trying to fight this(that I know of).....it seems(as I said) to be very discriminatory against those without phones.
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firstpastthepost: The requirement isn't to have a phone, it's to have something in your possession to prove your identity, that's the purpose of the cvv2 number. This is likely why nightcrawler hasn't encountered it yet, cause the payment processors are just using the cvv2 number.
Well that's a relief.
Although GOG DID also try to implement that authentication thing awhile back then dropped it....so there's still a bit of concern to be had, I think.
firstpastthepost: That's fair, but based on what I can tell mobile authentication was just one suggested method, not the requirement. If it's being selected by the payment processors, that's on them. Unless I'm interpreting it wrong, but they just say it needs ot be something in your possession to prove who you are.
The problem with that is if most/all of them switch to requiring one to use such apps and there's no alternatives then it BECOMES a de facto requirement.
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visconteprimus: You want buy something online? F**k you've already given yours PD to the bank or to the favourite credit/debt circuit of yours: EU want knowing everything by now.
And the quickest way to achieve this is making an authentication passage via app mandatory. For every operation.
I worry that this is a likely reason why some govts are pushing for this.....so they can track every purchase their citizenry make....on gaming or otherwise...to better keep tbs on them.
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firstpastthepost: The information doesn't go back to the government.
If you truly believe that info(some or most) doesn't get into the hands of them eventually then I have this nice bridge to sell ya. o.0