All you really have to do for money is get multiple quests to kill the same Raubritter. You can get at least 5 quests per town, and nearby towns usually want the same Raubritter dead, too. It's not hard to get 200 florins from your first Raubritter, which buys a ton of training and equipment. The town leader and foreign merchant pay the most, but the Fugger, Medici, and Hanseatic League pay you plenty, too. With 4 recruits it's not hard at all to take down a Raubritter early on with your starting equipment, either. Just kill robbers in town until your weapon skills are 25 or so and you have enough reputation to get an audience with the town leader and then get to it. Plus you get free plate/chain from the Raubritter and the Hanse (just take his equipment before he goes).
To get a Hanse, just get a Raubritter quest from the Hanseatic League, and he'll follow you around until you kill the Raubritter. They stick around for up to a year I think, so it's also a chance to get the monks to train you if you have the money. This is actually probably the best way to train up religion in the beginning, since the monks are cheaper, easier to convince, and you can make the Hanse work while you're training to reduce the expenses. Kill one Raubritter, then find another town that needs one dead, collect the Hanse, train up until you run out of money, then kill the next Raubritter.
Honestly if you don't mind having to train a lot in the beginning, 4 20 year old rural commoner female recruits is probably the optimal party. Rural commoner for the best stats, females mostly because St. John of Bridlington heals them of 100% endurance for 10 divine favor which is awesome in long combats, recruits because you get good starting armor and a free +1 str/end and no penalties, age 20 so you don't have to worry about age penalties for a long time.
edit: Just out of curiosity, I tried it, and 4 rural commoner female recruits were able to get the Raubritter quests and a Hanse on day 1. They should be able to beat the Raubritter with full health and the Hanse helping out, too. It's not even really necessary to hunt robbers apparently, and once you get some religion and virtue St. Alexis is a much faster way to get town reputation than killing robbers.
Post edited November 04, 2014 by matthewr84