Red_Avatar: I don't really see the big deal? Either just use Paypal which WON'T do that, or just accept it. It's not a huge amount of money after all. I haven't had a single negative experience with Impulse - quite the contrary. Compared to the pile of shit that was (and partially still is) Steam, the Impulse client has been nothing but smooth sailing.
OmegaX: Ok, I didn't know that PayPal won't do that but at this point I won't risk trying. It may not be a huge amount of money but is is quite arbitrary, why $2 or is it 20%? why not $1 or 1 cent? I use a virtual credit card so most of the times I don't have more money than what I know I will need and my bank doesn't like me spending more than what I deposit so I may end up losing the card. Anyway, they DIDN'T do the pre-authorization unless it was a pre-order before so I don't see the reason why would they do it now.
Sorry, but when they do something stupid and unnecessary I can't just be a conformist like you say I should be =/
@Bansama: Steam has never charged me the $1 holding fee. I use my credit card with Steam and Impulse but only Impulse has gave me trouble.
Edit: Second reply:
Hi,
It is coded on their side as a Pre-authorization, so they know to drop it.
We have always done a pre-auth system (almost everybody does) so that we can verify card data. However, we used to verify the full amount, which was a huge issue for people who bought pre-orders or had a declined charge. We switched to the $2.00 amount (which is the least amount that international banks will accept) so that people wouldn't have a large hold on their account for long, like what you experienced with the pre-order that you mentioned. We have to do fraud checks on credit cards, which requires a pre-authorization so that we can verify that the person is using correct card data (name, address, security code, etc.). Now this is outright lying to your customers. They didn't ALWAYS do it because I bought from them before using that same credit card and other than my pre-order of RE5 they never double charged me before.
What would really infuriate me is if they do this only to international customers. Can anybody confirm this?
Why not $4 or $3? Like you said, it is arbitrary.
As for getting an overdraft for $2: Honestly, that is probably a bad habit. Never spend your last penny. And if it is just an account you use for online transactions and the like, you should still probably have a buffer on the off chance you misread something or catch it during the last minute of a sale (and don't read crap).
I am not saying I support (or am against) this practice. I don't know enough about it. I am just pointing out that it isn't too much of an inconvenience or a problem, and is mostly just an annoyance and a principle thing.