wizall: As far as my (very) subjective opinion goes it's like this:
1.) IWD1/IWD2
2.) Baldur's Gate 1 and 2 w/ ToB
3.) PS:T
It's all very close though. The main reason I liked IWD so much was the aesthetics. The music and varied maps really hit a homerun with me. I didn't mind making all of my blank characters in the beginning, because I'm someone who seems to create personalities for them in my head as I play. So they feel fairly fleshed out by the end (Note: I don't write full bios about them or anything, but over the course of the long game they sort of develop their own personalities. It's weird.)
But I really can't help you--it's one of those wonderful decisions where you really can't go wrong with any of them. Eventually you'll want to play them all.
This is something that I do too with IWD, and I feel like it makes the key difference. Without you personalizing your characters it can feel a little empty, but with it it can arguably be more fulfilling than the others since you make every character and decide how they tie into everything.
Wait, you don't write full bios? Am I the only one who does that? XD