P1na: So, I've recently hit 30 and I've lost a lot of youth benefits for that. And so, until my retirement benefits in about 35 years (if I'm lucky), I had to search around and reorganize my paperwork. And so, I am now the owner of a fancy golden visa, or however is called. This provides me with health insurance abroad, which is something I can certainly use because, as somebody might have noticed, I travel a lot. Full year worldwide health insurance for 50€ a year, plus the other benefits of that card, is a pretty sweet deal.

That said, the card has a point on terms & conditions that goes something like "coverage is valid for trips of up till 90 days" or something like that. I'm a bit uncertain about that clause, so I asked about in the bank and they couldn't give me a straight answer. Maybe it is that I get coverage for 90 days since I went abroad. Maybe it's 90 days since I got the visa stamp of entry to a country, which generally mean you've got free access through Europe. They rule out the idea that you're not covered if you stay more than 90 days 35km away from your registered address. I apparently don't need to have a return ticket within those 90 days for the coverage to take effect. But it's all the interpretation of people who weren't all that certain about it.

So I thought, why not ask our dear community? With the different backgrounds here, maybe somebody knows some technicalities about it? I can look it up again and translate the exact clause to English the best I can, I have the papers in the backpack, but I might still get it wrong. Anyway, if you know specifics on this, please let me know.