Luisfius: Im actually wondering how the average user has problems with paypal?. Ive heard stories of ebay sellers or other sellers at times having accounts frozen due to abnormally high activity (in paypals eyes) etc....but other issues?.
A friend of mine wanted to sell his old tv on eBay. Everything went ok, but some time later it turned out that the buyer's account got hacked or something so PP charged back the money (seller protection, yeah). So he was left with no tv, no money and with a limited PP account because his account was empty at the time PP charged the money back so his balance was below 0. Then PP asked him for receipt for that tv and since it was like 10 years old tv, he didn't have it. They said it was ok, but then they limited his account permanently and closed it eventually due to security risk or whatever.
Bad luck you might say, but it's not the end of that story. One day I got an email from PP saying that my account was limited and they required some information. So I sent all the required documents and then my account got limited permanently as well because according to their record i was having two accounts. So I rang them and asked what the hell was going on and the guy was all like 'the decision is final so why are you ringing me and wasting my time'.
So yeah, my PP and eBay accounts are gone because my friend got scammed.